136 Points in 39 Days.”
or have a “challenging” credit history.
Dear Friend:
Congratulations! You’re about to learn that you actually CAN get your credit report cleaned up…and you CAN get your credit score brought back up to the place it needs to be.
It doesn’t take rocket science. It doesn’t take thousands of dollars. It doesn’t take a lawyer or credit repair “magician”.
We’ll show you how. Guaranteed.
These days, everyone has problems. Whether you’ve lost your job, have had medical issues or your home value imploded in the housing crisis, it doesn’t matter what happened or why. The past is the past. Our job is to help you put it all behind you—and get your credit back on track. We’re going to help you get your groove back— and your credit score is the foundation of everything!
We’re going to show you how you can get your Credit Score Rebound FAST…we’ll take you step by step…no matter how awful you think it might be. Even if you’re a couch potato. Remember–all you have to do is be able to count to “5″ (you’ll soon see why).
Let’s face it. It’s no secret that the best prices for everything go to the person with the best credit. But did you know that your credit score also may dictate the price you pay for insurance?
Your credit score may also prevent you from getting the job you want. And you may even pay more for utilities than your neighbors if your credit score isn’t up to par.
Yes, the cost of goods and services and your lifestyle may be determined by your credit score. And the sad thing is that nearly:
And 1 in 4 people have errors so serious, that you could get turned down for credit!
Yes, this is serious. And bad advice is everywhere. From TV reporters to newspapers to so-called “financial gurus”, there are countless “experts” telling you to do things that can actually HURT your credit. There is too much confusion about how to restore your financial reputation to a “golden” position.
good credit and a great credit score.
And the time to clean-up your credit report is NOW–before you need that new car or new home. And certainly before you go job hunting!
Let’s face it. You need to know that you’re in good hands. You need to know that you’re going to get the “bad stuff” off your credit report FAST. You need to know that the “little mistakes” on your credit report can be fixed. In short, you need a “No B.S.” coach to help you get it done.
I’ve been in the credit and finance business for over 25 years–even before the nasty credit scoring problems became common for everyone–and I know what it takes to clean up your credit. I’ve seen nice families get lose the home of their dreams because their credit score was too low–and that was due to a mistake on their credit report! (Once I had to advise a couple to get a divorce so that the wife could keep her good credit away from her husband’s rotten credit. That strategy saved her tens of thousands of dollars!)
But more than that, these days, with all the changes going on in the credit industry, you’ve got to know where your advice is coming from. I’ve seen so much bad advice being given out by so-called “gurus”—advice that is not just wrong—it’s harmful! If you’re going to get advice, you need to get it from an expert. You need to get it from someone who’s been trained and certified by the folks that actually created credit scoring.
I’m talking about FICO. These are the guys that made the model that can determine what you’ll pay for your car loan. Or your mortgage. Or if you’ll get the job you want. You see, it’s not just your credit report you need to be concerned with. You need to be concerned with HOW your credit report will be measured by FICO’s scoring model.
Now, while most of these “experts” keep talking about how to improve your credit report and your credit score, they really have no clue what it all means, since FICO doesn’t readily share their information with every Tom, Dick and Harry. In order to really know what it will take to get you back on track, you’ve got to be TRAINED and CERTIFIED by FICO.
There are only a select few people that have been through FICO’s Certification Process…and I’m one of that elite group of credit experts. I know exactly how your score is put together. I know what will raise your score. I know what will destroy your score. I know what an inquiry will do to your score. I know what will happen if you close-out an old account.
In short, we at The Credit Rebound Institute know EXACTLY what you’ll need to do to get your credit score back on track QUICKLY. And yes, when you follow our 5-step system, you’ll be amazed at how simple it is to get the majority of bad stuff off your credit report.
Let’s face it–the higher your credit score, the lower it will cost you to live. The more money you can make in your lifetime. And the more prominently you’ll be able to live.
Just a 50-point change can mean the difference between your driving a Chevy or a BMW. It can mean settling for a small house instead of your dream home.
It can mean paying hundreds, if not thousands of dollars more each year in insurance.
And it can mean getting your career-break—or getting your career broken. Yes, bad credit has cost people jobs and promotions.
When you’re armed with the right tools, it really is easy to boost your credit.
No kidding. This isn’t a complicated system. Here’s how you’ll do it:
within a few weeks. They’ll look like this:
You’ll LOVE to see the “D” Word—“Deleted” means that you’re getting the bad stuff off the report and you’re definitely rebounding!
You’re going to be on a high—no kidding—because your credit and business reputation is rapidly on the mend—and your credit score will be bouncing back fast!
You’re not going to get 100% results with the first wave of letters. (Yes, I know that lots of other people make it sound that easy—but wouldn’t you prefer to learn the TRUTH?)
So what do you do next?
We have a complete set of follow-up letters that you’ll get to use—and believe me, the credit bureaus will pay attention to them!
That’s all there is to it.
Take a look at your quality of life with good credit vs. bad credit:
Here’s the reality of it. If you want that new BMW, it will cost you $2,309 more EACH YEAR than a person with good credit (if you were lucky enough to get the same low down payment). That’s $11,545 more over the life of a 60-month loan—For the VERY SAME CAR! That’s the bitter reality, my friend.
And that’s why you’re here now. Because you want the weapons you need so you never have to pay too much for anything ever again.
Take a look at your quality of life with good credit vs. bad credit:
You may need some anxiety pills when you learn how much more you’ll pay than the person with a high credit score…
And it’s not just that you’ll pay more. You’ll have to put more money down if your score is low. MUCH MORE. That alone may put a new home out of the question for you if you don’t have bundles of cash laying around. Yes, those with great scores get a wide choice of loan options–including low down payment plans.
Got a low score? Forget about it.
Meet Debbie and Dick. Debbie’s got a great score of 720, and Dick’s “credit impaired’ with a score of 600. As you’ll see below, Dick is going to pay HUNDREDS of THOUSANDS of dollars MORE than Debbie when he buys a house.
Dick’s situation is SERIOUS. Aside from having to pay over $500 MORE EACH MONTH, over the life of the loan, he’ll have paid nearly $200,000 MORE than Debbie.
Is there a moral to this story? Yes there is. You Can’t Afford to Be a Dick.
super-charge your credit score?
With all the changes taking place in the economy lately, I knew I couldn’t stand on the sidelines watching people getting screwed left and right by the banks and credit bureaus (yes, that’s a bold thing to say, but it’s true, isn’t it?).
They’ve created a world of deception and confusion for us, and they’ve been given OUR tax dollars to do it!
So I decided it was time to help you FIGHT BACK! And that’s why I founded The Credit Rebound Institute–and wrote the #1 course that will get you back on track fast. We call it The Credit Score Rebound System.
I designed it to be the #1 way to help you regain control of your financial reputation and get you back on track, so you can no longer worry about paying too much for everything–or getting denied for credit–or a job!
This brand-new, never before released multi-media program contains the most up to date information and covers the entire spectrum of credit repair. You can learn any way you want–with the 15 modules complete with over 3 hours of videos, audios and transcripts,
it’s the most complete and dynamic credit repair learning experience ever!
I can tell you – it works.
The Credit Score Rebound System is one of the most concise, comprehensive resources ever created.
Check out the comprehensive program I’ve developed for you!
- How to use the simple, one paragraph letter that’s guaranteed to STOP all annoying collection agency calls once and for all (in fact, it’s mandated by Federal Law, and the agencies pray you won’t discover it!)
- How to take advantage of the little-known “government sponsored” program to get a FREE copy of all 3 of your credit reports (and the special form that makes it all possible!)
- The one no-brainer method to boost your score 50 points or more—even if you have the worst credit in the world! A 400 score? Blast it up with this simple method!
- How to DELETE 30, 60, 90, 120, and even 150 day late-pays from your credit report in no time!
- How to never ever get stuck in the “bad credit worm-hole” again!
- A simple but effective method to increase your credit card limits with a short phone call!
- How to restore your credit report coming out of a bankruptcy.
I guarantee it WILL work for you too!
- How To Negotiate with Creditors To Pay Pennies On The Dollar And Have The Negative Marks Completely Removed From Your Report, Never To Appear Again!
- A ninja-like strategy to drive your score up an easy 75 points–you can do it with your cell phone!
- The exact step-by step formula I used to delete negative items, negotiate debts, and win with the credit game!
- By the time you get to Chapter 11, you’ll be ready for “Black-Ops” Credit Repair. If I tell you more about it now, I’ll have to kill you (just kidding!). These are powerful techniques that I’m releasing for the first time.
- Once we’ve cleaned up the bad stuff, you’ll learn the essential steps about How to Improve Your Credit and build the high-score you need to get the best deals on car loans, home mortgages and more.
- And much, much more!
I really want to get this system in your hands right away… because bad credit is costing you thousands of dollars each year.
Yes, I’m Ready Now! Add to Cart
With the Credit Score Rebound System you can improve your credit better and faster without having to pay up to $1,500 or more to an attorney or credit repair clinic. These jokers would love for you to believe that the only way to fix your credit is by using them. The truth is you may be able to upgrade your credit better and faster yourself.
“Do yourself a favor and save some money…The truth is, these companies can’t deliver an improved credit report for you using the tactics they promote…So after you pay them hundreds or thousands of dollars in fees, you’re left with the same credit report and someone else has your money.”
You’ll focus on removing any:
Module 1: The Importance of Being Organized
You’ll learn how to set-up your follow-up system–key to your success!
Module 2: The FICO – Your Real Credit Score
We reveal one of the worst credit industry scams ever–and how you can protect yourself.
Module 3: What NOT to Do
The pitfalls and problems–revealed for your protection.
Module 4: Your Credit Rehabilitation Strategy
You’ll learn how to deal with collection agencies–and how to stop the madness!
Module 5: Do-It-Yourself Debt Negotiation
You’ll learn how to regain your power–and understand your position (and how to use it to your advantage!)
Module 6: Credit Counseling
Good idea or credit score suicide? We’ll tell-all here in this essential module.
Module 7: Debt Negotiation
Can you really payoff your debts for pennies on the dollar? Learn how–here!
Module 8: Bankruptcy
If bankruptcy is part of your plan, you’ll learn how to recover faster in this module.
Module 9: Professional Credit Repair
We’ll explore the pros, cons and pitfalls–what you REALLY need to know!
Module 10: Turbo Credit Repair
This is our “FAST results” module. If you’re looking to buy a house soon, you’ll want to focus here immediately.
Module 11: Do-It-Yourself Credit Repair
Step-by-step, it’s all here!
Module 12: “Black-Ops” Credit Repair
Here are the strategies that you’ll brag about to your friends! They’re too powerful to reveal here!
Module 13: How to Improve Your Credit
What to do now to build great new credit, and failsafe ways to get new tradelines to build your score.
Module 14: Just Do It!
I call this our “Nike” module–need I say more?
Bonus!!!
More tools and strategies–and credit myths revealed.
Powerful, Exclusive Bonuses!
You’ll get My New Book…
You can download this poweful guide straight to your computer in minutes. Once you do, the tips and tricks inside will blow your mind!
Here is just SOME of the information you will find inside:
- Even if you pay all your bills on time, you may still have marks against your credit. See why here. (Pages 4-5)
- 4 ways the credit bureaus look at your lending history—and how important each view is. (Pages 6-7)
- 3 ways to boost your credit score (and it’s not just paying your bills). (Pages 7-8)
- 5 common credit mistakes you may commit if you don’t know about them in advance. (Pages 12-14)
- How not having any debts may actually hurt your credit score. (Page 14)
- The truth about “free credit reports” online. (Page 17)
- When to consider declaring bankruptcy. (Page 21)
- 6 common scams some credit repair companies try and pull. (Pages 24-25)
- 7 most common reasons why credit scores are lowered. (Pages 31-32)
- How a simple phone call may help out your credit. (Pages 33-34)
- When seemingly small differences in credit scores can have a huge impact on the interest you pay. (Page 36)
- What you should always know before talking to a lender. (Page 38)
- How you can take advantage of being a student while trying to repair your credit. (Page 41)
- The secret to handling student loans (and when you may be able to award yourself a six month grace period on paying your bills). (Pages 42-43)
- And there’s MUCH more—guaranteed!
You’ll get our entire collection of Dispute Letters in word processing format.
All you’ve got to do is open the file and fill in the blanks. Then print and mail ‘em. That’s all there is to it.
These are the exact letters that I’ve used successfully for years, and they’ll work for YOU, too! Our entire library of Proven Credit Repair Letters Are ALL YOURS! Every single one of them.
(These letters are “remarkably similar” to what the high-priced credit repair agencies use—and they’ll charge you up to $100 per month or more to send ‘em out for you!)
Use these winning letter templates to:
- Instantly Dispute and Delete Inquiries!
- Correct erroneous information (this could immediately INCREASE your score!)
- Challenge late pays, judgments, and more!
- Stop the harrassing calls from collection agencies.
- Remove your late payments. (You’ll have language to dispute lates as far back as you want!)
Value: $97. Yours with our compliments when you click the button below now!
I figured that if your program didn’t work I could always get my money back. Well, I’ve got to tell you—I’m really impressed! Your information is cutting-edge and I can’t wait to see my results!”
This detailed manual is your armor to protect your personal kingdom. These days, all you have is your good name and reputation, and the risk of people stealing that through identity theft grows every day.
It can be frightening to think that someone is out there using your name to commit crime. That crime could include purchasing goods in your name with you being liable for the bill—or it could be as serious as the criminal giving your name as theirs when they are arrested—making you the subject of criminal charges.
Sounds pretty scary, doesn’t it? What’s even scarier is that YOU may be helping those criminals in ways you never even thought about.
Anyone can become a victim. For example, do you:
- Hand your credit card to servers at restaurants?
- Not sign the back of your credit or debit card?
- Supply personal information over the internet?
- Leave mail at your home or business for the postal carrier to collect?
- Just throw away unwanted mail containing personal information?
These are just some of the common mistakes even the smartest people make—I’ve made them too. That’s why I created this book for you—so you can protect yourself and make it nearly impossible for the bad guys to harm you and your family.
This manual is of massive importance for you to keep the momentum of your rebound going. You’re getting first-crack at the advance copy—I plan to sell it for $67—but I’m including it here for you when you grab your copy of the Credit Score Rebound System.
We’ve found a way to help you quickly increase your credit score by improving your “Credit Utilization Ratio”. That’s the number that tells the scoring people what percentage of your credit lines that you’re actually using. The more credit you’re using, the LOWER your credit score will be. By simply changing this one ratio, you could create a nearly INSTANT rise in your credit score.
Most “experts” will tell you to pay-down your credit cards. These guys obviously don’t live in the real world (after all, if you could pay them down, you’d have already done that, right!) If you can’t pay down your cards (and most people can’t), the only other way is to establish new lines of credit.
We’ll hook you up with one of the best companies to get it done for you. They offer $5,000 to $10,000 unsecured revolving lines of credit. And they guarantee you a line of credit when you meet their underwriting guidelines. They report your credit history to the credit bureaus, so that means you’re going to get the chance to build a nice new credit reputation, too!
This company doesn’t advertise online or on radio or TV. In fact, they don’t even want us to post their name here on this site (they’ve been “flying under the radar” with their great program for years, and they want to keep it our little secret!) But they DO want to help you with a new line of credit, so when you join The Credit Rebound Institute and secure your copy of The Credit Score Rebound System now, we’ll give you an exclusive, special link to get your line of credit moving fast!
Your new line of credit can have a fast and dramatic effect on your credit score!
With the current financial crisis…and the never-ending changes in Washington…we expect that the rules will be changing soon. We also predict that FICO will be changing their scoring model. That means you MUST TAKE ACTION NOW! The sooner you activate your line of credit, and the sooner you clean up your credit report, the sooner you can get your score raised.
And once you get your score raised, you can buy that house, get that car and do the things you want. Once you’ve got those loans in place, it won’t matter what the credit people do—because you’ll have already beat them and gotten the great terms you deserve!
That’s why you can’t afford to wait. You simply MUST get started RIGHT NOW!
How to Win The Credit Utilization Ratio Game
Once you understand what the Credit Utilization Ratio is, and how the banks have used it to destroy people’s credit scores (despite FICO’s denials!), you’ll have the power to get your score raised fast. Use this information along with the line of credit I just mentioned to get your score up FAST–and keep it up! This report reveals what the Credit Utilization Ratio is, how it’s hurt millions of people, and what you can do to overcome it’s deadly power.
If we were to release it separately, this Special Report would sell for $79, but we’re including it with our compliments to give you even more power to rebound your credit score now!
The Top 5 Strategies to Increase Your Score FAST!
This All New report covers my “Favorite Fab Five”–the methods you’ll want to focus on first to get your credit history back on track. Some of my suggestions may surprise you. Follow them and you’ll be thrilled with your results!
We haven’t released this to the public (and we’re not sure that we will). If we do, it will sell for $79–but you won’t pay it–it’s YOURS, FREE when you get started now!
INCLUDES LIFETIME UPDATES!
Never before offered! We now offer a Platinum Lifetime Membership in the Institute. Membership entitles you to FREE updates forever! It also scores you DISCOUNTS on our courses and products and INSIDER ACCESS to new material we’re releasing.
In other words, as a Platinum Lifetime Member of the Credit Rebound Institute, you’re one of the family, and we’re together for the long haul. We’ll keep you up to date on changes to the scoring models, the latest trends in credit enhancement and any potential threats that may challenge your credit rebound efforts. We plan to offer membership at the rate of $119 per year ($9.97 per month), but you’re getting it for LIFE with my compliments. If we sold a lifetime membership, we’d offer it for the price of $397.
The Credit Score Rebound System…
The complete, Get it Done Tool to Boost My Score FAST and get my credit history back on track.
I understand that this system has been offered for as much as $597 (without all of the bonuses listed blow!), but for a limited time, I can access the entire course-with all the valuable bonuses below–for the insane amount of only $297.
I also understand that this offer is backed by The Credit Rebound Institute’s 100% Happiness Guarantee. I’ll immediately download the information, review it in detail and put it to use. I RISK NOTHING!
I also understand that I’ll also receive the following bonuses for taking action right now:
Bonus #1: The Institute’s Popular Strategy Guide, “101 Strategies to Upgrade Your Credit Score,”
a $79 value!
Bonus #2: The Institute’s Complete “Dispute Letter Library,” a $97 value!
Bonus #3: The Identity Theft Protection Clinic, a $67 value!
Bonus #4: Access to the “Ninja Secret Weapon”—A Credit Line of up to $10,000!
A value of $597
Bonus #5: SPECIAL REPORT: How to Win The Credit Utilization Ratio Game.
A value of $79
Bonus #6: SPECIAL REPORT: The Top 5 Strategies to Increase Your Score FAST!
A value of $79
Bonus #7: Platinum Lifetime Membership in the Credit Rebound Institute
Includes Free LIFETIME updates! $397 Value
TOTAL VALUE: $1,992
YOURS NOW FOR ONLY $297
Let me ask you this: What if this knowledge gives you just ONE great idea or technique for improving your credit and becoming a happier and wealthier person? Just ONE. What would that be worth to you?
Now ask yourself: What if there’s even a chance that this system can actually teach you how to raise your credit score and become become more wealthy, confident and happy?
What if you really can learn how to stand out from the crowd, feel your best, and attract the kind of money and lifestyle that you’ve ALWAYS WANTED?
How much would that be worth to you? A thousand dollars? More? For most people I know, it would be priceless.
Just the POSSIBILITY of achieving these goals would be worth the investment.
I WISH that I would have been able to buy this knowledge, insight, and experience for less than 20 bucks when I went through my credit troubles so many years ago. For years, I paid the price of having bad credit and not even being able to buy a car on my own…a price that was FAR MORE than the thousands in extra interest I was forced to pay.
This much is for sure: For the rest of your life you’re going to be making choices about how to run your life. And you’ll remember the decision you make right now—the decision of whether you took the risk-free chance to create freedom in your life—or if you chickened-out on yourself (sorry—but is there a better way to put it?)
Of course there will be obstacles that meet you and challenge you. That’s all part of life.
The question is, are you going to be equipped with the KNOWLEDGE of what to do in these situations and how to succeed? Or are you going to let your life pass by without ever truly giving yourself the tools to conquer what’s holding you back?
Join me now and let’s work together to Rebound Your Credit Score!
To Your Incredible Success,
Brian Douglas
P.S.: Remember, you have ZERO risk. I’m so convinced that you’ll be amazed at all of the information I’ve squeezed into the Credit Score Rebound System that I’m Guaranteeing That, When You Use It, You WILL Raise Your FICO Score Within 90 Days! Order now and save!
P.P.S.: Your credit score is your financial reputation. How soon do you want it to be flawless? Join us NOW! Order now and save!
The Fine Print: Please keep in mind that your results will be YOUR results. Since your credit report is different than everyone else’s, and since you’re doing the work yourself, of course your results will be different than everyone else’s, right? We designed the system to work for anyone, yet it simply makes sense that your results will be based upon your own efforts (and not the guy down the street!). We want you to be totally happy, so be sure you understand our disclosures before you purchase this program.
